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Saturday, 3 February 2018

Finding Cheap Breakdown Cover


I had put a note in the diary to look for cheap breakdown insurance for the cars as soon as February arrived so that we would have renewed it before the existing policy expires on 5th February.

We have a big main car and then a tiny red one which I drive when I'm working and they are both close to being 10 years old so the chance of a breakdown is getting higher ! We did use the policy this year when MrShoestring accidentally put petrol in the main diesel car, it was far cheaper to have the insurance than to pay to have the car towed to the garage. So, breakdown cover is worth having as far as we are concerned, but we want basic cover at the cheapest price.

First stop, the moneysaving expert website to see what their recommendations were. Next stop the comparison websites to see if they could beat the prices at moneysaving expert. Then off to check TopCashBack to see if I could claim any money off any of the vendors. Finally, checked the renewal notice to see how much I could save !

We always shop around and over the years have had cover from AA, RAC, GreenFlag, AutoAid and various obscure insurance companies, we have always had the help we needed at a good price so I don't think any one firm is better than the others. With AutoAid you used to have to pay the cost of the help yourself and then claim it back again from them but they have done away with that requirement and now the service works just like all the rest. AutoAid was the cheapest quote at £43.31 and then £5.46 cash back at TopCashBack bringing the price down to £37.85 for MrShoestring and I in any car.

This was a good price and the added bonus that if we are travelling in someone else's car and it breaks down we can summon help for them. Last year's cover cost £37.31 so I think I did very well to keep the cost so close to what we paid then, especially as we were quoted double that to renew it !

Shopping around definitely works !

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