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Monday 28 August 2017

Is an over 50s policy for me ?


MrShoestring and I have reached the age when we start getting advertisements for equity release, retirement villages and over 50s policies. Yesterday we had an offer from Saga to renew our home insurance for £468 ! This compared with the £76 for buildings and contents we actually paid. I was shocked at how much more it was and so I started checking around for the cost of things like motor insurance and funeral insurance etc. through specialised providers for us 'silver foxes'.

Well, the answer to' Is an over 50s policy for me ?' is a resounding 'NO'! In every case that I checked you were going to be paying substantially more for the 'pensioner' product than if you had gone for the cheapest option. Now I know that companies like Saga often offer additional services with the product which some people might find useful as they get older. But I know that I would rather have the money in my pocket and look for my own services, thank you very much !

Especially now when we will have to wait even longer to get the state pension, keep every penny captive !

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